Team
Our team
The advisors, analysts, and reviewers behind DSCR Authority.
Chris Micucci
Senior DSCR Advisor
Chris Micucci is a Senior DSCR Advisor at DSCR Authority with over a decade in non-QM and investment property lending.
David Cardozo
DSCR Loan Specialist
David Cardozo is a DSCR Loan Specialist at DSCR Authority focused on portfolio investors, LLC structuring, and complex multi-property scenarios.
Gillian Irving
CFA, Editorial Reviewer — Investment Analysis
Gillian Irving, CFA, reviews DSCR Authority's quantitative content — rate tables, calculator methodology, and investment analysis — for accuracy and editorial integrity.
Josh Bauerle
CPA, Tax Strategy Advisor
Josh Bauerle, CPA, advises on tax strategy for real estate investors using DSCR loans — entity structure, depreciation, cost segregation, and 1031 exchange coordination.