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Free lender matching

The best DSCR terms, without the 20 phone calls.

Tell us about your deal once. We'll shop the DSCR market and send you the top 3 offers — usually within one business hour.

Get matched

60 seconds. No credit pull. Top 3 offers in one business hour.

1. Prop.2. Fin.3. Prof.4. Cont.

Soft match — no credit pull, no spam. Your info stays with licensed mortgage experts only.

Operated by LendCity America

LendCity Mortgages

Google reviews for LendCity Mortgages

Google reviews of LendCity Mortgages, the Canadian brokerage in the LendCity network.

“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super knowledgeable and took the time to answer every little question I had. He was also very responsive and very patient with me. I would not hesitate to use him again for my next property! Thanks Chris!”

C Rodriguez

2025-09-19

LendCity Mortgages

“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was no longer able to qualify for conventional mortgages. Lendcity has helped me grow and with their help, I now have 14 investment properties. They are the experts at what they do. If you are a real estate investor, I cannot recommend them enough. Expect true professionals, amazing customer service and APPROVALS.Thanks Scott and everyone on the Lendcity team for your help on my most recent deals.”

Simon Euteneier

2021-02-23

LendCity Mortgages

“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10 Google Stars if I could. My wife and I are truly blown away. Prior to discovering Kristen and Scott, my wife and I were told "you've exceeded your borrowing limit and we can't approve you for additional financing" by a few other mortgage brokers / brokerages. If you've heard these words too, you know that is about the most deflating sentence you can hear as someone who is passionate about real estate investing. But, one day, after hearing Scott Dillingham featured on a real estate podcast, I gave him a call. While I figured I'd just be told, yet again, that there was nothing they could do to help me buy another investment property, to my surprise, after talking to Scott, I was approved with an A-lender within a few days...for a higher loan than I was expecting. Kristen, Scott - thank you both SO much. Kelly and I cannot wait to work with you again!”

Nick Finn

2022-04-28

LendCity Mortgages

“I had a difficult situation for a great investment property, no one in the city could figure it out. Lendcity stepped in and put me on the path to purchase my investment when no one else believed in the deal. Communication was beyond good, passion the team brought was very good. Super satisfied with the attention to detail and service provided.”

Beyond The Deal McAli

2023-01-21

LendCity Mortgages

“Scott and his team at LendCity™ Mortgages have been nothing but helpful and fast at getting me a mortgage loan. They are a knowledgeable group that helped me with my first rental property, they far exceed the service you get from a traditional bank. Kristen and Scott answered all of my questions the same day if not the same hour. I will definitely be using LendCity™ again for any other mortgages in the future.”

Frank Neufeld

2022-05-05

LendCity Mortgages

“Scott and the staff at Lendcity worked hard to provide us investment property financing! When the told us no, we went to Lendcity and received financing at great rates!!”

Brenda Stokes

2021-08-06

LendCity Mortgages
How it works

The shortest path from deal to closed loan

  • № 0101

    Tell us about your deal

    60 seconds. Property, rent, credit, state. No credit pull.

  • № 0202

    We filter the market to programs that can fund this file

    Credit, LTV, property type, and state knock out almost everyone. You see the three that win.

  • № 0303

    You pick. You close.

    Top 3 offers side-by-side with rate, fees, PPP, and close timeline. Choose and lock.

Need DSCR in Canada? Investor DSCR for Canadian properties is on LendCity →

Why matchOperated by LendCity America

One form. The programs that fit this file.

  • № 01

    No credit pull to start

    Soft pre-match uses only the details you share.

  • № 02

    Top 3 offers in one hour

    Rate, fees, prepayment penalty, and close timeline — side by side.

  • № 03

    Wholesale access to 5,000+ lenders

    You see the three programs that can fund this file.

  • № 04

    Neutral, not commission-chasing

    We only win when you pick the best offer for your deal.

FAQ

Get Matched FAQ

Common questions about our free DSCR lender matching service.

Does Get Matched pull my credit?
No. The initial match uses only the deal details you submit — property type, loan amount, credit tier, and state. A hard credit pull happens only after you choose a lender and move forward with a formal application.
How fast will I get DSCR lender offers?
Most investors receive the top three lender options within one business hour on business days. Complex files (foreign national, sub-1.0 DSCR, non-warrantable condo) may take slightly longer while we pre-screen specialty programs.
How many DSCR lenders do you shop?
The US has thousands of mortgage lenders. Most don't originate DSCR. We have wholesale access across a 5,000+ lender network, then match your file to the programs that can fund it. You see the top 3 — not a blast to 5,000 inboxes.
Is DSCR lender matching free?
Yes. Get Matched is free for investors. We are compensated by lenders when you close, which is why we focus on finding the best fit for your deal rather than pushing a single partner.
What should I have ready before I apply?
Property address or target market, estimated purchase price or loan amount, credit score range, planned down payment or LTV, and whether you will vest in an LLC. Use our DSCR calculator and qualification estimator first if you are unsure about DSCR or reserves.
Keep exploringA–Z

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