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The best DSCR terms, without the 20 phone calls.
Tell us about your deal once. We'll shop the DSCR market and send you the top 3 offers — usually within one business hour.
Need DSCR in Canada? Investor DSCR for Canadian properties is on LendCity →
One form. The programs that fit this file.
No credit pull to start
Soft pre-match uses only the details you share.
Top 3 offers in one hour
Rate, fees, prepayment penalty, and close timeline — side by side.
One form. The programs that fit this file.
Wholesale access to 5,000+ lenders. You see the three that win.
Neutral, not commission-chasing
We only win when you pick the best offer for your deal.
Get matched with the best DSCR lender
Free, no credit pull. We shop the DSCR market and send you the top 3 offers.
Get Matched FAQ
Common questions about our free DSCR lender matching service.
Does Get Matched pull my credit?
How fast will I get DSCR lender offers?
How many DSCR lenders do you shop?
Is DSCR lender matching free?
What should I have ready before I apply?
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- What Is a DSCR Loan? The Complete 2026 Guide for Real Estate Investors · Guide
A DSCR loan qualifies a rental property on rental income ÷ PITIA — not personal income or tax returns. Full 2026 guide to ratios, rates, requirements, and process.
- DSCR Loan Requirements in 2026: Complete Qualification Checklist · Guide
DSCR loan requirements 2026: FICO 620-680, DSCR 0.75-1.25, LTV 75-80%, 2-12 months reserves. Full qualification checklist for investors and LLCs.
- DSCR Loans in Florida · State guide
Complete 2026 guide to DSCR loans in Florida — rates, insurance crisis impact, condo rules, Miami/Orlando/Tampa markets, and the fastest path to pre-approval.
- DSCR Loans in Texas · State guide
Complete 2026 guide to DSCR loans in Texas — no state income tax, no prepayment penalties on 1-4 units, fast foreclosure, and the best lenders for Austin, Dallas, Houston.
- DSCR Loans in California · State guide
Complete 2026 guide to DSCR loans in California — AB1482 rent control, Prop 13 reassessment, $800 LLC tax, LA/SF/San Diego markets, and the best DSCR lenders.
- DSCR Loans in Georgia · State guide
Complete 2026 guide to DSCR loans in Georgia — PPP prohibition on 1-4 units, fast non-judicial foreclosure, Atlanta/Savannah markets, and the top lenders.
- Today's DSCR Loan Rates · Live rates
Live DSCR rate ranges by credit tier, LTV, and product type.
- DSCR Loan Requirements · Resource
Credit score, LTV, DSCR minimum, reserves, seasoning, and entity rules in one place.
- Investment Property Loans Hub · Resource
Compare DSCR, conventional, bank statement, and bridge paths for rental investors.
- DSCR Ratio Calculator · Interactive tool
Calculate your DSCR in seconds and see pass/fail by lender tier.
- DSCR Qualification Estimator · Interactive tool
Estimate your rate range, LTV cap, and approval odds before you apply.