ITIN and foreign national
Two playbooks — ITIN borrowers and foreign nationals — and the lenders this site already marks as foreignNational yes, or whose notes already say ITIN.
ITIN DSCR Loan Guide: No SSN Rental Property Financing, Credit Alternatives & Lender List
ITIN borrower DSCR loan guide: qualify for a US rental property loan with an ITIN only, credit alternatives, which lenders accept ITIN-only borrowers, and required documentation.
Foreign National DSCR Loan Guide: US Rental Property Financing for Non-Residents
2026 DSCR guide for foreign nationals: qualify without US credit, specialist lenders, 65-75% LTV, US LLC setup, FIRPTA, and the estate-tax trap most miss.
Lenders on this site
Names only. A lender is listed when its record says foreignNational is yes, or its published notes already say ITIN. Records marked limited or no are not listed. Alphabetical, not a ranking, and no new underwriting terms.
- A&D MortgagePublished foreignNational: yes.
- Angel Oak Mortgage SolutionsPublished foreignNational: yes. Published notes mention ITIN.
- Defy MortgagePublished foreignNational: yes.
- DSCR.PROPublished foreignNational: yes. Published notes mention ITIN.
- Griffin FundingPublished foreignNational: yes.
- HomeAbroadPublished foreignNational: yes. Published notes mention ITIN.
- Lima One CapitalPublished foreignNational: yes.