Cotiza préstamos DSCR en el mercado mayorista. Nosotros negociamos. Tú cierras.
Mejores tasas DSCR, una solicitud. Cotizamos el mercado mayorista y te enviamos las 3 mejores ofertas en una hora hábil. Gratis. Sin consulta de crédito. Tú te quedas con la mejor tasa.
Emparejamiento
Mejores tasas. Una solicitud. 60 segundos — sin consulta de crédito.
Google reviews for LendCity Mortgages
Google reviews of LendCity Mortgages, the Canadian brokerage in the LendCity network.
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super knowledgeable and took the time to answer every little question I had. He was also very responsive and very patient with me. I would not hesitate to use him again for my next property! Thanks Chris!”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was no longer able to qualify for conventional mortgages. Lendcity has helped me grow and with their help, I now have 14 investment properties. They are the experts at what they do. If you are a real estate investor, I cannot recommend them enough. Expect true professionals, amazing customer service and APPROVALS.Thanks Scott and everyone on the Lendcity team for your help on my most recent deals.”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10 Google Stars if I could. My wife and I are truly blown away. Prior to discovering Kristen and Scott, my wife and I were told "you've exceeded your borrowing limit and we can't approve you for additional financing" by a few other mortgage brokers / brokerages. If you've heard these words too, you know that is about the most deflating sentence you can hear as someone who is passionate about real estate investing. But, one day, after hearing Scott Dillingham featured on a real estate podcast, I gave him a call. While I figured I'd just be told, yet again, that there was nothing they could do to help me buy another investment property, to my surprise, after talking to Scott, I was approved with an A-lender within a few days...for a higher loan than I was expecting. Kristen, Scott - thank you both SO much. Kelly and I cannot wait to work with you again!”
“I had a difficult situation for a great investment property, no one in the city could figure it out. Lendcity stepped in and put me on the path to purchase my investment when no one else believed in the deal. Communication was beyond good, passion the team brought was very good. Super satisfied with the attention to detail and service provided.”
“Scott and his team at LendCity™ Mortgages have been nothing but helpful and fast at getting me a mortgage loan. They are a knowledgeable group that helped me with my first rental property, they far exceed the service you get from a traditional bank. Kristen and Scott answered all of my questions the same day if not the same hour. I will definitely be using LendCity™ again for any other mortgages in the future.”
“Scott and the staff at Lendcity worked hard to provide us investment property financing! When the told us no, we went to Lendcity and received financing at great rates!!”
Mejores tasas DSCR · 1 de octubre de 2026
Print mayorista a 720 FICO, 75% LTV, DSCR 1.00–1.24. Indicativas — no un bloqueo.
ARM 5/1
ARM 7/1
Fijo 30 años
¿Qué es un préstamo DSCR?
DSCR significa Debt Service Coverage Ratio (Razón de Cobertura del Servicio de Deuda): ingreso mensual de la propiedad ÷ pago mensual del préstamo (capital, intereses, impuestos, seguros y cuotas de HOA). La propiedad se califica sola — no los ingresos personales ni las declaraciones de impuestos del prestatario.
DSCR = Ingreso bruto de renta ÷ Pago mensual del préstamo (PITIA)
Ejemplo: Si la renta es $2,000/mes y el pago total es $1,600/mes, el DSCR = 2,000 ÷ 1,600 = 1.25 — califica.
El camino más corto del trato al préstamo cerrado
Cuéntanos sobre tu propiedad
60 segundos. Propiedad, renta, crédito, estado. Sin consulta de crédito.
Filtramos el mercado a los programas que pueden fondear este expediente
Crédito, LTV, tipo de propiedad y estado descartan a casi todos. Ves los tres que ganan.
Tú eliges. Tú cierras.
Recibe 3 ofertas lado a lado con tasa, comisiones, penalidad prepago y tiempo de cierre. Elige y bloquea.
Calculadoras gratuitas sin registro
Corre tus números primero. Cotizamos prestamistas cuando estés listo.
Páginas esenciales de préstamos DSCR
Tasas, calculadora, requisitos y mercados clave.
Páginas esenciales de préstamos DSCR
- Tasas DSCR hoyTablas semanales por crédito, LTV y DSCR.
- Calculadora DSCRRenta ÷ PITIA con niveles de prestamista.
- Requisitos DSCRCrédito, LTV, reservas y seasoning.
- ¿Qué es un préstamo DSCR?Guía definitiva: fórmula y cuándo usarlos.
- Ventajas y desventajasCuándo gana el DSCR — y cuándo no.
- Preguntas frecuentesRespuestas a las preguntas más comunes.
- Mejores prestamistas DSCRComparación neutral de programas nacionales.
- Obtener ofertasTop 3 ofertas en una hora — sin consulta de crédito.
¿DSCR en Canadá?
DSCR para inversionistas en propiedades canadienses está en LendCity. Este sitio solo empareja DSCR de 1–4 unidades en EE.UU.