Pillar
DSCR calculators & tools
Eight free interactive calculators built for real-estate investors. No email walls, no lead bait. Run the numbers first — we'll shop lenders when you're ready.
Most used
DSCR Ratio Calculator
Calculate your DSCR in seconds. See pass/fail by lender tier.
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Qualification Estimator
Rate range, LTV cap, approval probability — with profile strengths & weaknesses.
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Answers the #1 forum question
DSCR vs Conventional Calculator
Side-by-side qualification, rate, LTV, and lifetime-cost comparison.
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Prepayment Penalty Analyzer
Model step-down PPPs. Break-even math for no-PPP buydowns.
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BRRRR Strategy Modeler
Full Buy-Rehab-Rent-Refi cycle with DSCR refi seasoning.
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Portfolio / Blanket DSCR Analyzer
Blended DSCR across rental portfolio with blanket loan preview.
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Refinance Timing Optimizer
Find the optimal refi window given PPP and appreciation.
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STR + DSCR Analyzer
Airbnb income with lender STR haircuts and LTR fallback.
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