Pillar
Investor playbooks
DSCR loans work differently for every investor profile. Pick the one that fits — we've written the end-to-end playbook.
BRRRR Investor
BRRRR + DSCR Strategy Guide: Buy, Rehab, Rent, Refinance, Repeat Financing
The BRRRR + DSCR refinance playbook: seasoning by lender, ARV appraisals, capital recycling math, and refinance mechanics that make or break every BRRRR deal.
Open playbookFirst-Time Investor
First-Time Investor DSCR Guide: Your First Rental Loan, Step by Step
Step-by-step DSCR loan guide for first-time investors: LLC setup, credit prep, reserves, the 45-day process, and the exact mistakes to avoid on deal #1.
Open playbookForeign National
Foreign National DSCR Loan Guide: US Rental Property Financing for Non-Residents
2026 DSCR guide for foreign nationals: qualify without US credit, specialist lenders, 65-75% LTV, US LLC setup, FIRPTA, and the estate-tax trap most miss.
Open playbookITIN borrower
ITIN DSCR Loan Guide: No SSN Rental Property Financing, Credit Alternatives & Lender List
ITIN borrower DSCR loan guide: qualify for a US rental property loan with an ITIN only, credit alternatives, which lenders accept ITIN-only borrowers, and required documentation.
Open playbookPortfolio Builder
DSCR Portfolio Builder Guide: Scaling a Rental Portfolio Past 10 Properties
Scale past Fannie's 10-property cap with DSCR: blended DSCR, blanket loans, Wyoming holdings, reserves, and capital recycling from 5 to 50 rental doors.
Open playbookSDIRA investor
Self-Directed IRA DSCR Loans: Non-Recourse Requirements, UBIT & Custodian Rules
Complete guide to SDIRA DSCR loans: non-recourse loan requirements, UDFI tax on debt-financed rental income, prohibited transaction rules, custodian selection, and which lenders offer non-recourse programs.
Open playbookSelf-Employed Investor
Self-Employed Investor DSCR Loan Guide: Rental Financing Without Tax Returns
DSCR loans for self-employed investors: no tax returns, no DTI hit, and why heavy write-offs no longer block rental financing. Entity, reserves, and REP-status.
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